Finding Medicare During the Annual Enrollment Period

Vantage Point: The Season for Informed Choices

It’s October, and folks living in North Central Washington are looking forward to beautiful fall colors and freshly picked apples. For those on Medicare, it’s also the start of the Annual Enrollment Period (AEP), when beneficiaries can shop for their 2016 coverage. It runs October 15 to December 7. But because of confusing plan changes and choices, some dread the AEP rather than looking forward to it.

But there are people who can help make these decisions easier. A trusted resource for Medicare eligibility throughout the year is the Statewide Health Insurance Benefits Advisors (SHIBA) program. The SHIBA program was formed to help consumers understand Medicare and their options for supplementing it. SHIBA counselors keep client information 100% confidential, and their main mission is to help clients see Medicare plan comparisons so that the client can choose using unbiased and accurate information.

At educational presentations in the past, I’d learned a lot from Dick Anderson, a certified SHIBA counselor, and recently had the pleasure of meeting with him one-on-one. Hearing Dick describe some of his stories captured what a valuable service he and other advisors provide. Counseling to help others by these trained volunteers truly comes from the heart.

Dick says there’s no Medicare plan that’s right for everyone, so instead he tries to get his clients to talk about their individual needs. This helps him determine what’s most important to them, so they can make a measured choice that meets their personal needs.

The rewards for this work are illustrated by Dick’s powerful stories of people from all different backgrounds, incomes, and educational levels who have come to him heavy with feelings of helplessness and confusion and after meeting with him, left with their cloud of anxiety lifted.

At Health Alliance, we strive to have quality, sustainable Medicare plans, but we agree with Dick that there’s no perfect plan for every person’s needs. Therefore, we value and respect the work SHIBA volunteers do to help people make informed choices.

For current Health Alliance members, we’re holding special meetings the first week of October in Wenatchee, Moses Lake, and Omak about our 2016 benefits and to answer any questions.

If you want to meet with a SHIBA counselor, you can make an appointment by calling Community Choice at 1-888-452-0731 or Aging and Adult Care at 509-886-0700.

Shannon Sims is a Medicare community liaison for Health Alliance, serving Chelan, Douglas, Grant and Okanogan counties in Washington. She has four adult sons and two grandsons. During her time off, she performs as part of a rodeo drill team on her horse, Skeeter.

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