Last week was National Fraud Awareness Week, and there’s no better time to think about protecting yourself. These fraud awareness tips can help.
If you’re cold-called and asked for an immediate decision to buy something, beware. A legitimate company lets you have time to choose.
Check the Better Business Bureau to see if a company is listed and its ratings and reviews.
Search for the business online. Legitimate businesses usually have websites and a web presence. Scammers are more likely to change their online name regularly to avoid bad reviews.
Protect yourself online with virus protection software and by creating strong passwords.
Don’t open suspicious emails from people you don’t know, and don’t download files from people or sites you don’t trust.
Pay smart. Credit cards have fraud protection built in, but wiring money, cash, or reloadable cards make it impossible to get your money back.
Don’t always trust free trials, which can sign you up for products you have to cancel to get out of. And sign up for scam alerts from the FTC.