Tag Archives: Thurston county

Answers to Your Health Insurance Questions

Vantage Point: Time to Answer Important Health Insurance Questions

It’s that time of year again. My husband comes home with a huge packet of healthcare information. Yep, it’s open enrollment for his employer health plan. It’s time for us to look at the options and choices that best suit our family in the coming year.

Every year, Medicare beneficiaries get this kind of event too. It’s called the Annual Enrollment Period (AEP). Each year from October 15 to December 7, they have the opportunity to look at the options available in their service area and choose which plan is the best for them and their health.

This is an important time for everyone. As we age, our health may change too. Understanding and knowing what coverage is best for you can be a daunting task, so you should ask yourself some very important questions each and every year.

Am I happy with my current plan? What’s changing for the new year? Is the premium going up on the plan I currently have? Do I need more coverage?

I understand that as Medicare members, you’re sent an enormous amount of marketing material during this time of year. All the Medicare Advantage, Medicare Supplement, and prescription drug plan companies are trying to get your attention and your business.

How do you weed through all the material? And even more important questions come up for you each year. Do I know the difference between Medicare Advantage and Medicare Supplement? Is the prescription drug plan I’m currently on the best value for the prescription drugs I’m taking? Finding the answers can be confusing and frustrating.

The answers you seek can be found quickly and easily. Visit our website or call us directly for answers to your health insurance questions. There are also independent brokers available to you, like GHB Insurance located right in Olympia, to help you with all the plan information you receive. In the Thurston County area, there are also SHIBA (Statewide Health Insurance Benefit Advisors) representatives who volunteer their time to help you understand Medicare and all the parts associated with it. They can be found at both the Lacey and Olympia senior centers.

So never fear, your Medicare questions can be answered here. Or at least, we can assist you in getting the answers you need. Remember, you have resources available to you. All you have to do is use them.

Joy Stanford is a community liaison with Health Alliance, serving Thurston County. She’s been involved with Medicare for 20+ years and truly enjoys it. She enjoys gospel, R&B, and country music, and she owns over 100 pairs of shoes.

Making the Most of a Senior Center

Vantage Point: Not Your Grandmother’s Senior Center

Have you been in a senior center lately? Well, I’m here to tell you, it is in no way like you’d think it would be. Hip, active, and happy people are taking classes, having a laugh at the welcome table, or volunteering behind the desk. Bingo? Sure, they still have bingo, however they have much more than that these days.

Senior centers bring older adults together who want to gather, socialize, and continue to learn. Before working in the Medicare healthcare industry, I’d never ventured into a senior center. Fast forward several years, and it’s where I may spend part of any given day and where I learn the most about our senior population.

Olympia Senior Center is one such center. It is a thriving, bustling, happy place. The welcome table is where you can find me, along with an eclectic group of awesome, interesting, and vivacious older adults who are always ready to welcome a new person to the center or to the community.

I regularly attend the community awareness meetings that take place at the center every Wednesday. Each Wednesday of the month is different. One meeting provides valuable information on various subjects, activities, and projects around the Thurston County area.

Once a month, a community member presents a travelogue about their trip to an adventurous destination. They show a presentation with vivid pictures and give great details about the points of interest from their trip, plus the details of costs, transportation, and accommodations.

This month, the travelogue’s destination was Vietnam, presented by DJ Marks. She is an excellent presenter and kept the group engaged throughout her presentation. While it would not be the first choice for some of us in the group, we all agreed that it was a spectacular look into the culture and history of the country.

On another Wednesday, the group views TED Talks, which are short, powerful videos on various topics. We’ve explored many themes and subjects over the past few months, like money, fear, political divides, and reforming the American justice system. All of these topics have evoked emotional, professional, and spiritual ideas and opinions during discussions.

I asked Sara Rucker-Thiessen, who coordinates these Wednesday meetings, what makes this center different from people’s expectations of a senior center. She said, “We go way beyond leisure activities and incorporate continuing academic learning and discussion of current social issues, along with the fun activities like dances and bingo.”

Other centers around Thurston County incorporate many of the same activities as the Olympia Senior Center; however, what’s great about Olympia is how it’s tailored its center to fit the countless members who show up every day to stay active, be motivated, and get inspired.

I have learned many things from these well-versed and well-lived individuals. One of them being, don’t think you know what’s going on in the senior center until you go in and find out for yourself.

Joy Stanford is a community liaison with Health Alliance, serving Thurston County. She’s been involved with Medicare for 20+ years and truly enjoys it. She enjoys gospel, R&B, and country music, and she owns over 100 pairs of shoes.