Tag Archives: sleep quality

Taking Time to Relax

Vantage Point: It’s Time to Relax

Relaxation is the state of being free from tension and anxiety. When I think of relaxation, I imagine myself having no to-do list, sitting back, and watching my son play. Now that I’m raising a family, I understand the importance of taking time to just relax.

On the weekends, I tend to clean my house top to bottom. I get so focused on these tasks that by the time I’m done with my chores, I realize it’s already 5 o’clock on Saturday evening. I get so upset with myself because I spent a whole day cleaning instead of taking a stroll in the park, going on a hike with my family, or just sitting in the backyard and enjoying the nice summer weather.

Then, I rush to get myself together to go do something “fun” before night falls. This defeats the whole purpose of relaxing because I’m so tired by the end of the day, I don’t even get to enjoy the activities with my family.

I now more than ever see why it’s so important to take time to relax. Time and time again, I hear about all of the benefits of relaxation, like lowering blood pressure, increasing blood flow to major muscles, improving sleep quality, and much more. I need to be the best version of me so I can be around and have a good time with my family.

This summer, I am trying something new. I’m giving myself small tasks to do at home every day after work, so when the weekend comes around, my workload isn’t so big. I’m also giving myself a set time frame to clean each Saturday morning. When I’m all done, it’s usually time for my son to take a midday nap, which gives me some dedicated “me time.” When he wakes up, I’m relaxed and ready to have some family fun.

So far, I’m really enjoying my new approach to handling my time. Sometimes, relaxing is much harder than setting up a new plan. There are a lot of reasons you might need a new plan too, like a diagnosis that requires you to try a different approach.

When that happens, our case managers are here to help you make your new plan work in lots of way. They can provide motivation, tools, and lifestyle skills to help minimize your risk of complications and share resources that are available in your community.

So get started finding a plan that works for you, and don’t forget to take some time to relax this summer.

Jessica Arroyo, born and raised in Wenatchee Valley, is a Medicare community liaison for Health Alliance, serving Chelan, Douglas, Grant, and Okanogan counties in Washington. During her time off, she enjoys spending time with her husband and infant son.
Medicare Basics Without an App

Vantage Point: There’s Not an App for That – But We Can Help!

Personal fitness trackers—like the Fitbit® or Jawbone®—are popular devices to help you keep your New Year’s resolutions and stay fit all year long. The fitness tracker collects data and sends it to a phone app that tracks physical activity, calorie intake, and sleep quality. Wouldn’t it be cool if the device included an insurance tab to help people navigate their Medicare benefits, too?

Could you imagine how you’d feel slipping on the device if it said,
• “You have adequate coverage for your current health.”
• “Your doctor is in-network, and the out-of-pocket cost for your upcoming appointment is $10.”
• “Warning, you are nearing the prescription coverage gap.”

Until that technology comes along, Health Alliance Medicare can help explain Medicare basics. Most people paid for Medicare Part A through their payroll taxes while they were working, so they don’t pay a premium now. Part A covers inpatient hospital procedures, but not the doctor who does the procedure.

Medicare Part B covers the doctor and requires a monthly premium. Both A and B have deductibles (what you pay before your coverage kicks in) and coinsurance (a percentage of total cost that you pay). Figuring out coinsurance is tricky because it’s hard to plan what the overall doctor visit or hospital cost will be.

Medicare Part D is for prescription drug coverage. If you don’t choose Part D when you become eligible for Medicare, you could pay a penalty, called the Late Enrollment Penalty, if you add it later. If you pay a lot for your medicine, it’s important to read your monthly Explanation of Benefits to see if and when you’ll fall into the coverage gap.

Medicare Advantage plans, like Health Alliance Medicare, are called Part C and cover every benefit of Original Medicare and more, plus you can add prescription drug coverage. Medicare Advantage plans can be an easy transition for those turning 65 because they look a lot like employer insurance plans.

Until someone invents a Medicare app, consider Health Alliance Medicare your source for information. Helping people get started with the right information to avoid common and costly pitfalls later is the best part of our jobs.