Tag Archives: poisoning

In Case of Medical Emergency

Long View: What Is a Medical Emergency?

According to Medicare.gov, a medical emergency is a situation where “[Y]ou believe you have an injury or illness that requires immediate medical attention to prevent a disability or death.”

It seems pretty straightforward, so why are there so many questions around the decision to get treatment at your local emergency room?

An emergency room (ER) provides some of the most sophisticated diagnostic options in a hospital and the most immediate care to patients in crisis.

The list of possible emergencies is endless, so it’s important for you to recognize how serious your injury or illness is and to know the best way to get treatment for it.

Many of us have heard about folks with medical emergencies driving themselves to get treatment or catching a ride with a family member. Please don’t. Driving yourself puts you and others in jeopardy and delays the start of your treatment. Dialing 911 brings you the treatment quickly and gets you to an emergency room faster than a white-knuckle trip across town, dodging traffic lights.

Dr. Frank Friedman, one of our medical directors who specializes in emergency care, said, “A true emergency is one that can’t wait. It is something causing such severe pain or such a risk to life or limb, for oneself or a loved one, that it can’t wait hours, or a day or two, to be seen by one’s own doctor or healthcare provider.”

If it’s not an emergency but you need medical care to keep an illness or injury from getting worse, call your doctor. If your doctor can’t see you right away or the office is closed, urgent care (or convenient care) can help you get treatment quickly.

Over the years, I have heard some interesting and alarming questions from our members. This FAQ can help answer those questions.

Q. I just got one of your policies, and I’m having severe chest pain. Will you cover me for an ER visit?

A. This is one of the most unsettling questions we receive. If you’re experiencing severe chest pain, don’t call your plan, call 911. It’s as simple as that.

Q. Do I have to pay a copay when I get there?

A. No, they should be able to bill you, so there’s no reason to wave your credit card around as they wheel you through the front door. In fact, under federal law, an ER has to evaluate and stabilize you in an emergency medical situation, without regard for your ability to pay.

Q. What if I have special conditions they need to know about?

A. Keep a list of your medications with you. MedicAlert’s medical IDs or the Yellow Dot program can also help you share this information. And many smart phones have features that let you add emergency contacts and medical information. Plan ahead.

Q. What are some examples of when I should go to the ER and when I should go to my doctor or urgent care?

A. Visit the ER for emergencies like chest pain, broken bones, poisoning, shortness of breath, fainting, and seizures. For things like a constant fever, strep throat, sprains, the cold or flu, earaches, or minor infections like pink eye, call your doctor or visit urgent care.

Will you recognize a medical emergency? Probably yes, so trust your judgment, act quickly, and please be careful out there.

Patrick Harness is a community liaison with a long history of experience in health insurance. If you ask him to pick a color, he always chooses orange, and he is known for his inability to parallel park.

Call the Poison Control Center

National Poison Prevention Week

Last week was also National Poison Prevention Week, so this week we gave you tips and info on protecting your family.

The most important thing is to keep the Poison Control Center number handy. Call 1-800-222-1222 if the poisoned person is still awake and alert. Otherwise, call 911.

Prescription drug overdose is one of the main causes of poisoning. Make sure you store them and other toxic products, like household cleaners securely and out-of-reach of children.

Poisoning by Prescription

 

Always make sure you read all the labels and warnings, especially when giving medicine to kids, pregnant women, and the elderly.

Labels and Poison Prevention

 

If you don’t need it, make sure you dispose of old and expired drugs properly. Follow these federal guidelines.

Getting Rid of Extra Prescription Drugs

 

Always keep household cleaners and products in their original containers. Never store them or beauty products in any type of food container.

Storing Cleaners Safely

 

Never mix household cleaners. For example, mixing bleach and ammonia makes a poison gas.

Using Cleaners Safely

 

Always wear protective coverings, like gloves, long sleeves, and pants when using household cleaners and lawn chemicals.

Protect Yourself While Cleaning

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In Case of Emergency

ER Care vs. Urgent Care

Your 2-year-old has an earache. You slip and sprain your ankle. You’re feeling chest pain. Do you know where you should be getting care in each of these cases?

It can be hard to know, but it’s important because if you go to the emergency room when it’s not actually an emergency, your insurance may not pay for your care.

A trip to the ER is usually the most expensive kind of care. The average ER visit costs more than the average American’s monthly rent.

If you don’t need help right away, you can save time and money by setting up a same-day appointment with your doctor or going to an urgent care or convenient care clinic. These usually have extended hours, you don’t need an appointment, and many clinics have them.

But when something happens and you need care right away, you should know which things you should go to an urgent care location for, and when you should go to the ER.

Emergency Room or Convenient Care?

Earache

Visit convenient care. This needs care to keep it from getting worse, but it won’t pose a serious health risk if not treated immediately.

Sprained Ankle

Visit convenient care. This injury isn’t life threatening, but you may need medical attention to treat it.

Chest Pain

Go to the ER. This could because of a serious problem and is normally considered a medical emergency.

A trip to the ER is usually the most expensive kind of care. If you don’t need help right away, you can save time and money by setting up a same-day appointment with your doctor or going to an urgent care or convenient care clinic. These usually have extended hours, you don’t need an appointment, and many clinics have them. Carle, for example, has a few convenient care options.

Let these examples be your guide to where you should go:

Emergencies

Urgent Care Situations

  • Shortness of breath
  • Chest pain
  • Poisoning
  • Broken bones
  • Fainting, seizures, or unconsciousness
  • Sharp wounds
  • Serious bleeding
  • Constant high or rising fever
  • Migraine headaches that don’t improve
  • Uncontrolled vomiting or diarrhea
  • Bronchitis
  • Severe allergic reactions
  • Cuts, even minor ones, that need closed
  • Constant high or rising fever
  • Migraine headaches that don’t improve
  • Uncontrolled vomiting or diarrhea
  • Bronchitis
  • Allergies and asthma
  • Cold and flu
  • Minor infections, like bladder, sinus, or pink eye
  • Rash or sunburns
  • Sprains and strains
  • Back and neck pain
  • Muscle or body aches
  • Earache
  • Strep throat
  • Minor cuts
  • Minor work illness or injuries

 

It’s not always easy to know if you should go to the emergency room, especially when you need to act fast. The key is to trust your judgment. If you believe your health is in serious danger, it’s an emergency.