Tag Archives: planning

Spring Break with Assist America

Enjoy Spring Break with Peace of Mind Thanks to Assist America

The spring break travel season has arrived! Each year, more than 65 million Americans travel for spring break, and this number continues to grow year after year.

When planning our next trip, the last thing we want to think about is the risk of getting sick or injured and whether good medical care will be available at our destination. We bask in the sun on white-sand beaches, zipline in the jungle, ski in the mountains, camp in the woods, and explore new countries. But the truth is that when getting away from it all, we are usually also away from quality health care.

This is why we offer Emergency Travel Assistance Services, provided by our partner, Assist America. The Assist America program is designed to get you to the best possible care provider in the shortest possible time.

Let’s take a look at how this program works:

A college student from North Carolina was driving to meet his friends for spring break. While jet-skiing, he got into an accident with a sailboat and suffered multiple fractures and a severe concussion. The local hospital he was admitted to at the time of the incident was not capable of appropriately treating such serious injuries. Assist America was notified and evacuated the student via private jet ambulance to an excellent facility capable of treating his injuries. Once he was in stable condition and released from the facility, Assist America arranged and paid for a first class return trip home with a medical escort.

What happened to his car? Assist America looks at all the elements involved in any case. The travel assistance company arranged and paid for an agent to drive the vehicle to the student’s home, so that it would be available to him upon his return and recovery.

As a general rule, remember that Assist America provides the following services:

  • Medical referrals
  • Emergency medical evacuation
  • Hospital admission assistance
  • Medical monitoring
  • Medical or non-medical escorts
  • Compassionate visit
  • Care of minor children
  • Repatriation
  • Return of mortal remains
  • Prescription assistance
  • Lost luggage assistance
  • Language assistance
  • Return of vehicle
  • Legal referrals
  • Pre-trip planning

Travel Assistance plans are not all the same, and here are the reasons why we partner with Assist America to offer the right plan that works for our members:

  • With Assist America, members will not be charged for the services provided. Assist America pays for all of the services it arranges.
  • Members can travel anywhere in the world, from the most remote places to areas at risk, Assist America has no geographical exclusions.
  • While some plans have strict exclusions for pre-existing conditions, Assist America will not exclude a member because of past or existing health issues.
  • Members can be adventurous with peace-of-mind, knowing that Assist America will be there if needed, no matter what sport or activity members do.
  • Many plans have dollar limits on how much they will pay for a service, such as a medical evacuation – Assist America does not.

Make this year’s spring break memorable by having fun and helping yourself and your family stay safe and healthy. When leaving for your spring break vacation, remember to download the free Assist America Mobile App for Android and iPhone for immediate connection with Assist America’s 24/7 Operation Center and access to a wide range of services.

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Self Improvement Month

Self-Improvement Month

It’s Self-Improvement Month, and we can help you set goals and make changes to improve your health and wellness.

Your food choices are a key part of maintaining a healthy body weight, which can reduce your risk of heart disease, high blood pressure and cholesterol, and more. Get help making healthy food choices each step of the way.

Healthy Food Choices


Get moving to improve your health and how you feel. Studies have found that any kind of exercise, even deep cleaning your kitchen, can help.

Moving Many Ways


Is there something you’ve always wanted to try? Finding a hobby you love and taking on new challenges is a great way to fight stress and channel your passion.

Pick a Passion


Take an adventure. Traveling is one of the best ways to broaden your horizons, and even if you don’t go far, exploration will be worth the experience.

Adventure Away


Become a mentor. Whether it’s to a new co-worker, your nephew, or at-risk youth, mentoring can help you and someone else grow.

Become a Mentor


Adjust and refocus on your goals. Figure out what’s working and what isn’t, and make a system to stick with them, like a dream board, planner, or journal.

Evaluate your relationships and how you can be a better friend, spouse, or parent to those you love. Focus on small ways to make improvements for each type of relationship.

Prioritize Relationships

Taking Time to Relax

Vantage Point: It’s Time to Relax

Relaxation is the state of being free from tension and anxiety. When I think of relaxation, I imagine myself having no to-do list, sitting back, and watching my son play. Now that I’m raising a family, I understand the importance of taking time to just relax.

On the weekends, I tend to clean my house top to bottom. I get so focused on these tasks that by the time I’m done with my chores, I realize it’s already 5 o’clock on Saturday evening. I get so upset with myself because I spent a whole day cleaning instead of taking a stroll in the park, going on a hike with my family, or just sitting in the backyard and enjoying the nice summer weather.

Then, I rush to get myself together to go do something “fun” before night falls. This defeats the whole purpose of relaxing because I’m so tired by the end of the day, I don’t even get to enjoy the activities with my family.

I now more than ever see why it’s so important to take time to relax. Time and time again, I hear about all of the benefits of relaxation, like lowering blood pressure, increasing blood flow to major muscles, improving sleep quality, and much more. I need to be the best version of me so I can be around and have a good time with my family.

This summer, I am trying something new. I’m giving myself small tasks to do at home every day after work, so when the weekend comes around, my workload isn’t so big. I’m also giving myself a set time frame to clean each Saturday morning. When I’m all done, it’s usually time for my son to take a midday nap, which gives me some dedicated “me time.” When he wakes up, I’m relaxed and ready to have some family fun.

So far, I’m really enjoying my new approach to handling my time. Sometimes, relaxing is much harder than setting up a new plan. There are a lot of reasons you might need a new plan too, like a diagnosis that requires you to try a different approach.

When that happens, our case managers are here to help you make your new plan work in lots of way. They can provide motivation, tools, and lifestyle skills to help minimize your risk of complications and share resources that are available in your community.

So get started finding a plan that works for you, and don’t forget to take some time to relax this summer.

Jessica Arroyo, born and raised in Wenatchee Valley, is a Medicare community liaison for Health Alliance, serving Chelan, Douglas, Grant, and Okanogan counties in Washington. During her time off, she enjoys spending time with her husband and infant son.
Surviving the Sandwich Generation

Vantage Point: The Importance of Support While in the Sandwich Generation

My husband and I are starting to talk about future property purchases, which has led to many conversations about what we would want in a house or property. I want land. He wants something that he doesn’t have to fix up. Our conversations have swung from a giant, ridiculous wish list to then coming back to reality about what’s on that wish list.

One theme that I’ve been consistent with in all of our talks is that I want a place to take care of my parents when they get older in the future. This is so true for my mother, as her family has often lived into their 90s.

This notion of caring for them on my property has been solidified even further with how unsure Medicare is, how expensive the healthcare system is, and the fact that I want them to have the best care while staying close to family. I figure I can achieve this by buying a property that’s big enough to parcel out a place for my parents.

I haven’t really thought of all the logistics, but the plan is stuck in my mind, and it’s framing what kind of property and home I want. This type of thinking has also led to conversations with my father about what he thinks they would like and need, if and when the time comes for them to sell their home and live with us.

When this happens, if not a little before, I’ll officially be smack dab in the classification of the sandwich generation, the people who are responsible for not only caring for their own kids, but also for their aging parents. According to the CDC, as of 2008, there were 34 million unpaid family caregivers in the United States. I’m sure that figure is much higher now.

I saw my mother do this with her mother, so I’m not afraid of the season when it comes; I just want to be prepared. Being prepared means thinking now about what will make life easier for all of us in the future.

It’s also about knowing and looking out for the pitfalls. I’ve heard from many others that this season of life can be so rewarding while you’re in it, but it can also be very taxing, so it’s important to be extra vigilant in taking care of yourself. In order to keep loving others, we have to keep loving ourselves.

This means that sometimes you need a break! This break could be a spa day, a long walk, a furious cardio kickboxing session, or just talking to others who are in similar situations. It takes a village, right?!

I’ve compiled a list of some support groups for those who are in this situation. Some support groups are local, and some are virtual, but they are all there as resources for support. And if you want something more local that fits what you’re going through, you can always start your own support group. There are tons of advice and tips online on how to make a new group successful. I think the best advice I saw when researching this article was to keep it simple and to feel accomplished even if only 1 or 2 people show up.

Local Support Groups

Memorial Hospital’s support groups

Alzheimer’s Association Caregiver Support Groups

Granger – For Spanish-Speaking Caregivers – Starting Soon
Estela Ochoa
Call 206-529-3877 before attending for location, time, and further details.

Yakima – For Caregivers
Location: St. Timothy’s Episcopal Church
4105 Richey Rd.
Yakima, WA 98908
Meeting Time: 2nd Thursday of the month, 1 to 2:30 p.m.
Contact Elaine Krump at 509-969-3615 before attending.

Yakima – For Spanish-Speaking Families
Call Manuel at 509-833-3334 before attending for location, time, and further details.

Online Support Groups

Caring.com has a broad list of caregiving groups for you to choose from. Access to these groups requires a free member account.

AgingCare.com has some groups for you to choose from, and you don’t have to become a member to access these groups.

Caregiving.com has online caregiving support groups, daily caregiving chats, and blogs written by family caregivers.


Breck Obermeyer is a community liaison with Health Alliance Northwest, serving Yakima County. She is a homegrown girl from Naches and has a great husband who can fix anything and 2 kids who are her world. When not attending community events or providing Medicare education throughout the Valley, she can be found indulging in her hobbies of homesteading, pioneer cooking, and learning new survival techniques. She also has a strong love for all things Halloween.

Pre-Planning for the End of Life's Stroll

Vantage Point: Pre-Planning Is Key Part of Life’s Stroll

There is nothing like a summer evening stroll—the sounds of people reminiscing on front porches, American flags flapping in the warm breeze, birds chirping, and children’s laughter. Smells of barbecue and freshly mown lawns tickle the nose as eyes feast on the sights of gardens overflowing with flowers and kids riding bikes as their wet swim trunks leave a trail of water from the city pool.

I think back to summers past and family celebrations. These are the nights I want to remember when the days turn shorter, darker, and colder. Walking past the town cemetery, I think about a recent visitor in our Health Alliance office. A distraught spouse tearfully informed us of an unexpected passing. She seemed so lost, not knowing what to do next, and looking over the tidy headstones, I decided I don’t want that experience for my loved ones.

Reaching out to Beth Pent, continuing family care and pre-need counselor at Jones & Jones-Betts Funeral Home, I learned funeral planning can be a lot like wedding planning. There are seemingly unlimited choices to reflect your expressed wishes and unique style, and planning ahead provides peace of mind. Everyone will need to have final arrangements someday, and if you don’t take care of it, the burden of planning and funding it will fall to the grieving next of kin.

Even if you choose not to have a service, there is still a long checklist of responsibilities and state- and county-required documents survivors must take care of, in addition to the transportation and handling of the body. Some choices require authorization, so pre-planning can record everything you think the executor of your estate will need to know to carry out your wishes.

Consulting with a trusted resource, like Beth, not only helps you determine your pre-made decisions, such as final resting place, but it also helps relieve family members from having to guess and possibly argue over what you would have wanted. Pre-planning encourages you to consider your loved ones and is a way you can help them through their grief.

Funerals can be a celebration of life, and I want mine to serve as my last gesture of love by taking care of everything I can ahead of time. I want it to feel like a midsummer-evening stroll that evokes a sense of family, friends, and community.

Planning for a Happy Retirement

Long View: How Much Money Do You Need for Retirement?

Benjamin Franklin’s saying, “a penny saved is a penny earned,” is still true today, especially when thinking about retirement. I think about the possibilities once in a while, but it seems too far in the future to worry about it right now.

I know in my grandparents’ day, retirement didn’t require much planning. Most folks didn’t live long enough for it to be a problem. These days with modern medicine, longevity is a much more attainable goal. It’s the actions we take to prepare for it that have the most impact on our quality of life.

The United States Census Bureau says people age 90 and older make up 4.7 percent of the population 65 and older. That’s expected to be as high as 10 percent by 2050.

I used an online retirement calculator to find out how much I should have saved at this point in my career. The results indicated I was well under my goal. The predictions were based on a life expectancy of 92 years, a daunting prospect at this stage of the game.

I have been meaning to increase the amount I put aside for retirement, but it seems I just don’t get around to it. Benjamin would advise me to “never leave that till tomorrow which you can do today.” Having looked into the future, I will definitely take some action. Even a slight increase now will make a difference in the long run.

“Obviously the earlier you start to save for retirement the better,” says Bob Ballsrud, executive vice president of Busey Wealth Management. “Our younger clients often invest in more growth assets because they have the time to recover from any temporary downturn. More mature clients often are encouraged to lower their risk because they will need to access the funds sooner. Either way, it’s the consistency of action and the appropriate planning that help you meet your goals.”

I know there are a number of factors to consider before retirement. It seems advance planning is the best course, or as Ben tells us, “Employ thy time well if thou meanest to gain leisure.”

Plan Ahead with Health Insurance

Part of planning for your future is making sure you can cover medical and hospital costs when you need to. Learn more about Medicare, wellness, and health insurance in general at HealthAlliance.org.