Tag Archives: options

National Hospice and Palliative Care Month

National Hospice and Palliative Care Month

November is National Hospice and Palliative Care Month. Palliative care is specialized medical care for people with serious illnesses.

National Hospice & Palliative Care Month

 

Hospice care is special care for people who are terminally ill. It includes medical and physical care and help with social, emotional, and spiritual needs.

Hospice and palliative care empower people to live as fully as possible, surrounded and supported by family and loved ones, despite serious illnesses.

Know Your Options

 

Each year, more than 1.65 million Americans living with serious illnesses get care from the nation’s hospice programs.

 

Each year, hospice saves Medicare more than $2 billion through care and comfort for patients and families.

Protecting Yourself for the Future

 

Hospice care provides support for family and caregivers and can help take some of the stress of care off of them.

Preparing for the Future

 

It’s important to know about your options and prepare to share your wishes before a healthcare crisis with advance care planning.

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A Happy Ending from Your Decisions

Vantage Point: Life Is Not Like The Brady Bunch

Growing up watching The Brady Bunch, I loved how when there was a problem, like Jan getting a bad perm, Greg having his first fender bender, or Marcia getting braces, it was always resolved in a happy ending by the end of the episode.

I didn’t think to question how Mr. and Mrs. Brady could afford to raise 6 kids and pay for a maid and the mortgage on a tri-level house. I know now, from raising my own kids, that braces are really expensive, and so is adding teenagers to your car insurance. Real-life decisions don’t always end as positively as a Brandy Bunch episode.

In my work, I counsel people who made a choice that costs them later. For example, if you don’t pick up prescription drug coverage when you first become Medicare eligible and then realize you need to add it later, you’ll get charged a late enrollment penalty. Many times in these cases, members have sadly told me that they didn’t know or that no one had told them. They’ve truly taught me the importance of staying informed.

Recently, I had the chance to meet with Callie Klein from COUNTRY Financial, and we found that we share a mutual desire to learn about each other’s professional services.

We know Medicare can be confusing, so we do our best to help people make sense of their options. Retirement planning can also be confusing, but Callie helped me to understand how choices like life insurance and long-term care can affect your financial future. Callie pointed out that people are living longer, and some people can spend just as many years in retirement as they did on their career. That’s what makes it so important to plan ahead, so your resources match your longevity.

As we enter a new year, I am reminded how fast time goes and how important it is to give some thought to your future now. Set some long-term goals rather than just short-term resolutions.

If you haven’t already and need help, I encourage you to seek out a professional like Callie. She showed a genuine concern for her clients and a desire to guide them toward the decisions that will help them attain their future retirement goals. Professionals like her can help you at least become educated and stay informed.

Most importantly, though, I wish you happiness in 2016, and I hope that, like an episode of The Brady Bunch, your biggest problems are resolved quickly and with a happy ending.

Shannon Sims is a Medicare community liaison for Health Alliance, serving Chelan, Douglas, Grant and Okanogan counties in Washington. She has four sons and two grandsons. During her time off, she performs as part of a rodeo drill team on her horse, Skeeter.

GERD Awareness Week

GERD Awareness Week

This week is Gastroesophageal Reflux Disease, or GERD Awareness Week. Do you have chronic heartburn?

Heartburn Sufferers

 

Regular acid reflux and heartburn are the most common symptoms of GERD. Learn more.

Burning Pain

 

GERD could be affecting you, and it has costs.

The Costs of GERD

 

How can you control GERD this holiday season?

Controlling GERD for the Holidays

 

GERD can impact your health in many ways, including sleep. Learn more.

GERD and Sleep

 

GERD is a disease. It’s not caused by your lifestyle. Learn about living with it.

There are a variety of options to help treat your GERD. Talk to your doctor at your next appointment.

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Fight the Common Food Allergy

Food Allergy Awareness Week

It was Food Allergy Awareness Week, so we had more info each day.

Find ways you can help raise awareness!

FARE_Poster_No_Crop
Image via FARE

 

Millions of people suffer from different kinds of allergies, and there are a lot of myths around them. Get informed on the facts:

Allergy Myths Dispelled
Image via Allergy Be Gone

 

This handy app, LifeCafe Healthy Pantry, can also help you find out what allergens are in your food. Search for it in your app store!

Peanuts are one of the most common food allergies for kids, but there are other nut butters you can try!

Nut Butter Alternatives

 

Eggs are another common food allergy, but there are easy substitutions you can try while cooking so you won’t even notice they’re gone:

Egg Substitutions
Image via Swanson Health Blog

 

If you’re allergic, or just avoiding added sugar, these are some of the best sugar alternatives to try.

Sugar Alternatives

 

Still adapting to a new food allergy? Or never found a good alternative? This chart can help you find options when you’re cooking:

This for That Chart
Image via eReplacementParts.com

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Controlling Carbohydrates for a Healthy Lifestyle with Diabetes

Around the Web: Your Healthy Lifestyle for Diabetes

When you’re diagnosed with diabetes, it affects many parts of your life. Making healthy lifestyle choices is important when trying to manage your diabetes.

Things you might not think about, like sleep, stress, and salt, can affect your diabetes. Keep these lifestyle tips in mind.

Your food choices have a huge impact on your blood sugar, and a healthy diet is a key piece of the puzzle when it comes to managing your diabetes. Counting carbohydrates can be an important part of managing your diabetes, especially if you use insulin, and this WebMD guide can help.

Sometimes, it can feel like diabetes is limiting your choices when it comes to food, but there are still lots of options. This list goes over 11 Drinks for People With Diabetes, so you have more options than water, and this guide can even help you choose the occasional cocktail safely.

You can also check out these helpful examples of the best and worst meals for dining out with diabetes.

The American Diabetes Association’s YouTube channel has a Healthy Eating and Recipes playlist with video tutorials to help you choose and prepare healthy meals.

Exercise is also an essential part of any healthy lifestyle. It’s important to get up and get out there for your body and for your diabetes.

Try these 10 muscle moves that help with your diabetes to begin strength training.

These tips can help you use exercise to prevent diabetes-related nerve pain and to improve your balance.

For more workouts and a huge variety of healthy recipes, head over to our Pinterest. And to learn more about nutrition, weight management, and the great fitness discounts we offer to our members, visit our online Wellness section.

SEP Changes like Moving

When Change Happens, We Can Help

Things change. We understand that the unexpected is a part of life. But there are ways we can help you get covered when the unexpected happens.

If you weren’t able to get coverage during this Annual Enrollment Period, or if something important has changed and you need a new plan, you may be able to get a Special Enrollment Period (SEP).

During an SEP, you can buy a new plan or make changes to your current plan.

To get an SEP, you need a qualifying life event (something that has changed your insurance needs). Qualifying life events include:

  • Getting Married
  • Having, adopting, or the placement of a child
  • Permanently moving to a new area offering different health plan options
  • A change in income or household status, which can change how much government help you can get
  • Losing other health coverage because of:
    • Job loss
    • Divorce
    • Loss of eligibility for Medicaid or the Children’s Health Insurance Program (CHIP)
    • Expiration of COBRA coverage
    • Your health plan no longer meets the requirements of the Affordable Care Act (ACA)
    • Reduction or termination of employer contributions
    • Significant increase in the cost of your plan

If any of these items describes your situation, you have 60 days after that event to enroll in a new plan. You can shop with us online or call us at 1-877-686-1168 for help finding a plan.

Your new coverage date will depend on the kind of life event you had and what day of the month you enroll. Learn more about when your new plan will start.

Losing your coverage doesn’t always mean you get an SEP. You can’t get one if you lose your insurance because:

    • You didn’t pay your premiums
    • You chose on your own to quit your other health coverage
    • You lost a short-term plan or (in some cases) a Catastrophic plan

If you can’t get an SEP, you can always get covered with a short-term plan at any time. While they do help with your health costs, they aren’t qualified health plans under the ACA, which means you could still have to pay a tax penalty in the next year.

Still not sure what to do in your situation? Call us at 1-877-686-1168 for help figuring out your options.

Planning for All Stages of Life

Vantage Point: Tackling the Tough Subjects

My Mom tries to have this conversation with me that starts, “Shannon, if something bad happens…”

I usually cut her off. “Mom I am not ready to talk about this yet; we have time.”

The truth is if something unforeseen happens, I am not clear on her wishes.

There are many reasons any of us may need help with caring for our personal, financial, and health needs. The most common are part of the aging process. Estate planning, durable power of attorney, trustees, living wills, and guardianship all sound daunting, but their true purpose is to find the best means to care for those in need. This is possible by planning ahead now.

A health care durable power of attorney can be any person 18 or older who you trust to make health care decisions for you.  Anyone taking on the role of power of attorney, trustee, or guardian (whether they be a family member, a professional, or court-appointed) should be a good communicator and have the loyalty and commitment to follow your wishes to the best of their ability.

An estate planner can help you and those close to you understand important information, but can be expensive. Aging and Adult Care offices of Central Washington has a living will kit called “Five Wishes,” which is a legal way to document who you want to take care of you, what kind of medical treatment you want, how comfortable you want to be, how you want to be treated, and what you want your loved ones to know. That is a great option for making your wishes known.

At Health Alliance Medicare, we work hard to try to take good care of our member’s physical and mental health to ensure they have the most graceful golden years possible.  We also encourage you to think ahead to make future health care decisions that are in your best interest. This includes tackling the tough subjects, such as end of life care.  From what I have learned the topic, though hard to discuss, is too important put off.

I am going to start by asking, “Mom, just in case something bad happens…what are your wishes?”