Shopping season is here! And not just for the holidays. The Open Enrollment Period (OEP) is now in full swing for you to buy health insurance too. It’s time to start comparing plans, and you should start with the marketplaces.
State Public Marketplaces
The Affordable Care Act requires each state have a Public Exchange, or Marketplace. These are like an online mall where you can compare the price and benefits of each product, much like you would with a big purchase like a television, a phone or a mattress. Only, in the exchanges, you’re comparing individuals’ health insurance plans.
Individual plans are what you shop for if you don’t have insurance through your employer and you don’t qualify for Medicare or Medicaid.
Our Private Marketplace
Health Alliance has its own Public Marketplace too. This shows you only our plans available in the Public Marketplace. You can find our plans in the state Public Marketplace too, but if you already know you would like the customer service and personal attention of Health Alliance, you can compare plans in our Public Marketplace with less clutter and confusion.
To put this in easier terms, if you know you want Levi jeans, finding what you want in a Levi jeans store will be easier than shopping in a department store. Shopping in Health Alliance’s private marketplace is no different.
Our Direct Marketplace
You can also shop for individual plans in our Direct Marketplace. It has all of our private plans, which offer more plan, doctor, and drug choices.
It is more like a specialty store that has many options, like going to Best Buy to shop for televisions. Here, you can pay more for premium features if want them, or you can find something that balances both price and benefits.
Learn more about the exchanges, or start shopping for plans at HealthAlliance.org or by calling us at 1-877-686-1168.