Tag Archives: long-term care

Long-Term Care Awareness Month

Long-Term Care Awareness Month

November is Long-Term Care Awareness Month, and 70% of those over age 65 will require long-term care in the future.

Preparing to Grow Together

 

Whether you’re already on Medicare or planning for the future, make sure you understand how Medicare will help you pay for long-term care.

Understanding Medicare and Long-Term Care

 

78% of adults receiving care at home rely on loved ones for care. There are 45 million informal caregivers in the U.S.

Getting Care at Home

 

92% of family caregivers make a major work change from full-time to part-time hours or take a leave of absence to be a caregiver.

Caregivers' Lives

 

11% of caregivers moved closer to a parent or family member to give them more care.

Moving Back for Loved Ones

 

Long-term care takes a physical, mental, and emotional toll on you, your caregivers, and other loved ones. Take steps to avoid burnout.

National Family Caregivers Month

 

Get resources and support if you’re a caregiver providing long-term care.

Protecting Yourself and Your Loved Ones

Organize Your Medical Information Month

Organize Your Medical Information Month

October is both Long-Term Care Planning Month and Organize Your Medical Information Month, so it’s the perfect time to get organized for your health.

Start by creating a healthcare notebook with important medical details.

Organize Your Health

 

Organize info for everyone in your family and plan to keep it up to date.

Stay Up-to-Date

 

Don’t forget to compile insurance info and mark emergency contacts and doctor.

If you have a serious disease, this cancer checklist can help you organize your critical information.

Prepare for Serious Illness

 

Prepare and get help talking to your loved ones about planning for future healthcare decisions.

Talk to Your Loved Ones About the Future

 

Start thinking about long-term care and how you should plan for it.

Planning for Long-Term Care

 

Plan ahead with legal documents called advance directives to make sure your wishes are honored.

Advance Directives Planning

A Happy Ending from Your Decisions

Vantage Point: Life Is Not Like The Brady Bunch

Growing up watching The Brady Bunch, I loved how when there was a problem, like Jan getting a bad perm, Greg having his first fender bender, or Marcia getting braces, it was always resolved in a happy ending by the end of the episode.

I didn’t think to question how Mr. and Mrs. Brady could afford to raise 6 kids and pay for a maid and the mortgage on a tri-level house. I know now, from raising my own kids, that braces are really expensive, and so is adding teenagers to your car insurance. Real-life decisions don’t always end as positively as a Brandy Bunch episode.

In my work, I counsel people who made a choice that costs them later. For example, if you don’t pick up prescription drug coverage when you first become Medicare eligible and then realize you need to add it later, you’ll get charged a late enrollment penalty. Many times in these cases, members have sadly told me that they didn’t know or that no one had told them. They’ve truly taught me the importance of staying informed.

Recently, I had the chance to meet with Callie Klein from COUNTRY Financial, and we found that we share a mutual desire to learn about each other’s professional services.

We know Medicare can be confusing, so we do our best to help people make sense of their options. Retirement planning can also be confusing, but Callie helped me to understand how choices like life insurance and long-term care can affect your financial future. Callie pointed out that people are living longer, and some people can spend just as many years in retirement as they did on their career. That’s what makes it so important to plan ahead, so your resources match your longevity.

As we enter a new year, I am reminded how fast time goes and how important it is to give some thought to your future now. Set some long-term goals rather than just short-term resolutions.

If you haven’t already and need help, I encourage you to seek out a professional like Callie. She showed a genuine concern for her clients and a desire to guide them toward the decisions that will help them attain their future retirement goals. Professionals like her can help you at least become educated and stay informed.

Most importantly, though, I wish you happiness in 2016, and I hope that, like an episode of The Brady Bunch, your biggest problems are resolved quickly and with a happy ending.

Shannon Sims is a Medicare community liaison for Health Alliance, serving Chelan, Douglas, Grant and Okanogan counties in Washington. She has four sons and two grandsons. During her time off, she performs as part of a rodeo drill team on her horse, Skeeter.