Tag Archives: job

Organzing Against Stress

Chasing Health: Finding Out You’re Far from Perfect

Having gone through grad school while working in a Division I college athletics department, I thought I was a pro at dealing with stress.

Oh, you need game recaps, live scoring, social media coverage, and postgame interviews for four sporting events tonight? Cool, I’m on it. I’ll pencil in my critical analysis paper for my 20-page reading assignment for about 4 o’clock tomorrow morning, right after I finish my 5-page response to my other 20-page reading assignment.

That was once pretty much my life. And with a little Mountain Dew here and there (and more than a few post-midnight candy binges), I made it work and even enjoyed it from time to time. I mean, I was doing my dream job. It just happened to be at an extremely busy and stressful point in my life.

To understand how I deal with stress, you have to know a little bit about how I deal with anything. I’m not exactly laid back, and I’ve probably never done anything casually or halfway in my entire life. I’m an all-or-nothing kind of person. You know, go big or go home.

Growing up, I never wanted to be any teacher’s second-favorite. I was the annoying teacher’s pet, cares-way-too-much-about-everything type. Any error on any assignment bothered me way longer than it should have, and a minus sign at the end of a letter grade on a report card caused physical pain.

I participated in nearly every high school extracurricular activity, from cheerleading and dance to the ecology team and Student Council. (I stayed away from competitive sports, though. Per my all-or-nothing attitude, if I wasn’t good at something, “go big or go home” meant go home.)

I’m a bit of a perfectionist. I think too much, worry too much, and let other people’s opinions get to me. Looking back now and knowing how I still am, I realize I don’t actually deal well with stress at all. And that busy grad-school schedule I stuck to wasn’t actually impressive. It was just busy and lacked the portion of life that’s meant for sleeping.

Although perfectionism sometimes leads to positive results, like good report cards, accuracy at work, and being everyone’s favorite group project member, it’s not as pleasant as it sounds. Nobody is perfect, so no matter what, perfectionists fall short of their own impossible expectations. Believe me. It happens to me nearly every day.

I can turn something that’s supposed to be fun and innocent, like baking sugar cookies, creating a Halloween costume, or choosing a new series to watch on Netflix, into a needlessly dramatic situation.

I’m a great example of how NOT to handle stress. Here are a few tips I’ve learned (but don’t always use) along the way.

  • Don’t stay up all night for work. I was a champ at pulling all-nighters during my college years, but now, not so much. And even if you can do it, it’s not exactly good for you.
  • Don’t load up on caffeine (especially if caffeinated drinks are normally not your thing). A few nights of extreme restlessness and extra anxiety were enough for me to stop my caffeine-bingeing in its tracks.
  • Don’t skip lunch to later eat your weight in candy corn. This is always a bad idea. Don’t skip lunch for any reason (unless you’re too sick to eat or something), and never eat your weight in anything.
  • Don’t cut back on exercise. Working out is not only good for your physical health but also your mental health, especially when dealing with stress.
  • Don’t focus on the possibility of failure, which in addition to strokes and snakes, is one of my biggest fears. Thinking too much about failure only slows down your success.
  • Don’t do it all alone. Some perfectionists, including me, are pretty good at keeping up their calm appearances on the outside. Don’t try to handle all your stress alone, and don’t be afraid to ask for help. (If you’re a perfectionist, asking for help is one of the hardest things to do.)

Perfectionism isn’t healthy. On top of the bad eating, sleeping, and exercise habits, it can come with loads of anxiety, and it’s probably not good for my blood pressure or migraine-prone head, either. My late nights fueled by soda are never my most productive nights anyway (although they led to some dramatic reflection papers in college).

Here are some ways I deal with stress that actually work for me.

  • Taking outdoor walks (I recommend literally stopping to smell the roses and glancing at the beautiful fall trees. I did both this week. That’s about as close as I get to living in the moment.)
  • Going to PiYo classes (a Pilates-yoga combo)
  • Dancing in the kitchen, living room, bathroom, parking lots, anywhere really (except during important meetings and such)
  • Cleaning my apartment (It helps me feel an instant sense of accomplishment.)
  • Visiting the holiday aisles of my favorite craft stores (If thinking about the holidays stresses you out even more, I wouldn’t recommend this one. Just go to your version of a happy place.)
  • Listening to my favorite jams (For me, this consists of a lot of ‘90s boyband stuff, Broadway hits, and Taylor Swift. Don’t judge.)

I’m not saying you shouldn’t try your hardest or take pride in your work. I’m just encouraging you to try to put everything into perspective, realize you can ask for help, and know that sometimes, things won’t be perfect.

Take this blog post for instance. In some not-so-surprising twist, I’ve toyed around with it off and on for nearly a week. I’m sure I could pull it apart more, but I think there is sometimes a point when good enough is good enough. (Thank goodness I’m usually on deadline.) And in the case of this perfectionist’s blog post, I think I’m there.

Try living in the moment (responsibly) rather than stressing out about everything. I’ve never really done it, but I’ve heard good things.

Summer Relaxing with a SEP

What’s So Special About Summer?

Didn’t buy health insurance by the deadline? Had some unexpected changes since then and need a plan, fast? A Special Enrollment Period (SEP) might be right for you. We have just what you need this summer to take a little of that heat off.

Dog Days

  1. Ice Cream
  2. Humidity More Ice Cream
  3. Getting a Special Chance to Buy Health Insurance

Every year, as summer turns to fall, and fall to winter, millions of Americans buy health insurance. During that season, the government gives everyone a chance to buy the plan they need, but by early spring, time’s up!

But here’s some good news, everyone knows the world doesn’t stop turning during the summer months. That’s why some special rules help you out when life gets interesting.

Special Enrollment Periods (SEPs) are special chances to buy or make changes to your health insurance plan the rest of the year. Here’s a quick Q&A on how they work.

Interested in signing up or need to learn more? Give us a call at 1-888-382-9771! We’re here to help.

Q:  What’s an SEP?

A: After March 31, only people with a qualifying life event can change their individual or family plan or enroll in a new plan. That’s called having an SEP.

Q: What’s a qualifying life event?

A: Events include:

  • Getting married
  • Having, adopting, or the placement of a child
  • Permanently moving to a new area with different health plan options
  • Losing other health coverage because
    • You lost your job
    • You don’t work enough hours to stay on your employer’s plan
    • Your employer stops paying for your plan or stops paying as much
    • Your plan doesn’t cover the essential health benefits as required by the Affordable Care Act (ACA)
    • A big increase in how much you pay for your plan

Q: Is a change in my income a qualifying life event?

A: For people who already have a qualified health plan, a change in income or household status can be a qualifying life event. Both of these events might change how much government help you can get to pay for your plan.

Don’t forget, you can apply for Medicaid or the Children’s Health Insurance Program (CHIP) any time.

Q: Why don’t I always qualify for an SEP if I lose my coverage?

A: Some events don’t count as a qualifying event:

  • Losing your plan because you didn’t pay your premiums
  • Choosing on your own to quit other health coverage
  • Losing coverage that’s not minimum essential coverage, like a short-term plan or (in some cases) a catastrophic plan

Q: What if I don’t have a qualifying life event?

A: You have to wait until the next Open Enrollment Period (OEP), which will begin during the fall. The government sets the start and end dates of OEP, not Health Alliance.

You can enroll in a Short-Term plan at any time. But remember, they don’t meet the requirements of the ACA for being a qualified health plan, which means you’ll have to pay a tax penalty in 2015.

Q: How long do I have to enroll in a plan after a qualifying event?

A: 60 days.

Q: How do I enroll?

A: You get to choose how you’d like to enroll. Find what works best for you, and if you need help along the way, call us at 1-888-382-9771. Or if you’re in the Champaign area, stop by our office at 206 W. Anthony Drive (near Alexander’s Steakhouse) for help!

Q: When will my coverage start?

A: Your start date depends on your qualifying event.

If you have questions about an SEP or about your situation, give us a call at 1-888-382-9771 or stop by our office—we’re more than happy to help you find the answers.

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