Tag Archives: independent

Farm-to-Table Dining

Long View: Fresh from the Farm and Close to Home

The concept of farm-to-table eating intrigues me. I’ve noticed the term showing up in the local, independent restaurants in Iowa and Nebraska.

Farm-to-table means the food comes directly from the farm to your local restaurant, without first going through a store, market, or distributor.

A well-loved farm-to-table restaurant in Omaha has 19 different local, independent farms as partners. Its mushrooms come from Grand Island, its walnuts from Valparaiso, its poultry from Burchard, and even its vinegar is locally produced in Cody, NE, which has a population of just 156 people. Another restaurant in Des Moines claims that 90% of its ingredients come from local farms. Even the house liquors are Iowans’.

None of this is new, really. When I visit our home office in Urbana, I like to eat lunch nearby at Common Ground Food Co-operative, which has been in business since 1974. Its website can show you a map of where your groceries came from in Illinois. The furthest any of the apples have traveled is right around 200 miles, from freshly picked trees in Murphysboro.

But does eating locally really make a difference? Science tells us that fruits and veggies begin to lose nutrients once they are picked. If they’ve been sitting in a crate on the back of a truck or in a grocery store very long, you’ll miss out on the fruit’s or veggie’s full flavor and nutrition.

And when you choose a farm-to-table restaurant, you’ll know that a lot of your hard-earned money is staying in your community. The American Independent Business Alliance found that on average, 48% of each purchase at local small businesses went back into their communities. That’s more than 3 times the amount at chain stores.

The next time you sit down at your favorite local restaurant, go ahead and introduce yourself. Find out where those delicious ingredients came from. You might be surprised how close to home their journey started.

Lora Felger is a community and broker liaison at Health Alliance. She is the mother of 2 terrific boys, a world traveler, and a major Iowa State Cyclones fan.

Young Invincibles Growing Up

Young Invincibles Feel the Love for Health Insurance

Young Invincibles

Young invincibles are young, healthy, independent, and don’t have a lot of cash to throw around, but, like everyone else, they need help when it comes to:

  • Understanding their options under the new health care law
  • Choosing the plan that’s best for them
  • Listening to their mother

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Conventional Wisdom

All kidding aside, the conventional wisdom surrounding young invincibles in need of insurance isn’t so conventional, after all. Sure, they aren’t flocking to the exchanges in droves, but they aren’t avoiding them, either.

In fact, according to this article by Aaron Smith, co-founder and executive director of Young Invincibles, as well as this press release from his organization’s website, it seems these youngsters are signing up in numbers proportional to the overall population, and possibly even at a higher rate than their older and wiser counterparts.

So good job, Mom—it turns out you raised them right!

What’s the Deal?

This may be their first time around the health insurance block, but the appeal to reason, and their very limited budgets, is bringing youthful buyers to the table. One small car or bike accident, sports injury, or even a bad case of mono could add up to HUGE medical bills that a struggling student or first-rung employee could never afford.

While many feared the typical response to the pay premiums vs. pay a tax penalty debate would be to just pay the penalty, stats show many young invincibles can do the math:

Paying a penalty and all of their potential medical costs for a year is not a good deal.

Not so Invincible, After All

It’s important to note that young invincible isn’t a title these people gave themselves. Obviously, they’re well aware it’s a big, dangerous world out there, and the smart play is getting yourself covered.

In fact, not only are your super-smart kids signing up to protect their wallets, they’re actually signing up to protect their (gasp!) health. They’re taking advantage of subsidies to buy up from the high-deductible catastrophic plans many assumed they would purchase, and investing in more benefit-rich Silver, and even Gold and Platinum, plans.

And why wouldn’t they? With many plan premiums starting under $100 a month, it’s a small price to pay for peace of mind and financial security.

Take Good Care of My Baby

So Mom, while we know you always want to take care of your kids, maybe it’s OK to let them leave the nest. And here’s something else that might ease your mind:

We’re here to help.

Keeping your family healthy and safe is a priority for us, too. Maybe you already have our group or individual plans, or know someone else who does. After all, we’ve been helping people find plans that meet their needs and situations for over 30 years, since before most of the young invincibles were even a gleam in anyone’s eye!

We have great plans, a great network of doctors and hospitals, and great people ready to explain the options, answer questions, and find the right match for your babies, as if they were our own.

Get signed up. To learn more or shop for plans, call 1-888-382-9771, visit us online at HealthAlliance.org, or stop by our Anthony Drive location in Champaign today!

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