Tag Archives: housing

Remember Veterans

Covered Bridge: Remember Veterans this Independence Day

Independence Day is almost a whole month away, but I am already looking forward to it because, you guessed it, the food. Barbecued chicken and ribs, potato salad, and deviled eggs, all in the same meal? It’s almost too good to be true. However, the holiday also moves me beyond just my stomach.

While we always have a flag flying, we have a special flag we fly on the Fourth of July. This simple act always reminds me of the many service members who have defended and still are defending our great nation. I have many family members who have served in the military and still currently are. I can only imagine that being in the military is a very challenging experience, so I am thankful there are resources available to military personnel after they serve. One such resource is the U.S. Department of Veterans Affairs (VA).

Local veteran service officers can help veterans navigate the many useful programs offered in their area. The resources they offer include help finding employment, starting or continuing an education, or launching a small business. The VA also helps people who are transitioning from active duty to civilian life, which can be a complicated process.

The VA website features an easy-to-navigate section on health topics. Some are of general interests (like cataracts), while others are topics of a specific interest to service members (like readjustment counseling). One of the department’s more pressing challenges is to provide support for homeless veterans or recently discharged service members.

According to the National Coalition for Homeless Veterans, the VA says veterans make up about 11% of the adult homeless population in the U.S. and oftentimes, deal with mental illness and substance abuse.

A local resource is our Wayne County Veterans Office. Our veteran service officer is Pete McDaniel. He is located in the Annex Building and is there Monday through Wednesday from 8 a.m. to 3 p.m. Thursdays are by appointments only. This office provides many great local resources.

I know many of you have served in the military or have friends and family who have served. Reid Health Alliance Medicare thanks all those who have protected this country and have allowed us to continue celebrating Independence Day. This year, I plan on being more about the flag and less about the food.

Morgan Gunder is a community and broker liaison for Reid Health Alliance. Born in the South and raised in the Midwest, she is a wife and mother with a passion for traveling, learning, and technology.

 

Legal Advice: The Right Time for a Professional

Long View: Leaving Some Things to the Professionals

I have to admit the health insurance business is complicated and often difficult to understand. So many regulations are involved, and then there are the exceptions, annual plan changes, and the wide variety of policies that are available.

We help our Health Alliance members navigate the wonderful world of health insurance every day. Another arena that seems especially complicated to me is the law.

In central Illinois, there are resources for people who need legal advice for civil cases (not criminal), which are provided at no cost to those who qualify. One of these is called Prairie State Legal Services. Its mission is “to ensure equal access to justice and fair treatment under the law by providing legal advice and representation, advocacy, education, and outreach that serve to protect basic human needs and enforce or uphold rights.”

Adrian Barr is the Managing Attorney for Prairie State. He told me, “The legal system is a very difficult place to navigate for people who do not have attorneys. It is almost as if we in the legal community speak and write in a different language.”

“Having the opportunity to consult with an attorney about one’s legal situation can be an invaluable resource,” he said. “Prairie State will discuss a person’s legal situation with them and provide legal advice. Prairie State will also provide representation for important legal issues, including those that affect a person’s finances, safety, housing, or their health.”

Lora Felger is my co-worker in Iowa. She is very sharp, but knows legal questions are best left to the professionals. Lora suggests Iowans start with their local Area Agency on Aging. Iowa’s 6 regional Area Agencies on Aging partner with Iowa Legal Aid to offer free legal services to eligible seniors with the Legal Assistance Program. This program “serves persons 60 years of age and older by providing legal advice and representation, information and education, and referrals in civil legal matters throughout the state.”

I think I will have to be satisfied with my expertise in the field of health insurance. I feel justified in my decision to let the professionals handle any legal question that might come up. My personal experience also tells me it would be prudent to use a professional electrician whenever the need arises. I accidentally created an arc welder one time, but that’s a subject for another column.

Patrick Harness is a community liaison with a long history of experience in health insurance. If you ask him to pick a color, he always chooses orange, and he is known for his inability to parallel park.