Tag Archives: cash

Fraud Awareness with the Right Payment

Fraud Awareness for National Fraud Awareness Week

Last week was National Fraud Awareness Week, and there’s no better time to think about protecting yourself. These fraud awareness tips can help.

If you’re cold-called and asked for an immediate decision to buy something, beware. A legitimate company lets you have time to choose.

Telemarketers and Fraud

 

Check the Better Business Bureau to see if a company is listed and its ratings and reviews.

Shop Smart with Recommendations

 

Search for the business online. Legitimate businesses usually have websites and a web presence. Scammers are more likely to change their online name regularly to avoid bad reviews.

Search for Businesses

 

Protect yourself online with virus protection software and by creating strong passwords.

Online Security to Prevent Fraud

 

Don’t open suspicious emails from people you don’t know, and don’t download files from people or sites you don’t trust.

Your Email Safety

 

Pay smart. Credit cards have fraud protection built in, but wiring money, cash, or reloadable cards make it impossible to get your money back.

Don’t always trust free trials, which can sign you up for products you have to cancel to get out of. And sign up for scam alerts from the FTC.

Be Smart About Free Trials

Fresh Fiddlehead Ferns at Your Farmers Market

Making the Most of a Farmers Market

There are lots of reasons to get out to your local farmers market, but going to a farmers market for the first time is very different than going to the supermarket. We can help make sure it goes smoothly with these tips from a farmers market veteran:

1. Prepare.

  • Illinois has a Senior Farmers Market Nutrition Program that gives you a free booklet of checks that you can use at local markets. Check it out on the Illinois Department on Aging’s site for details and participating counties and markets .
  • Many vendors only take cash (and some take SNAP and WIC benefits). Some booths only take small bills, 20s and smaller.
  • Many vendors don’t offer bags, so it’s a good idea to bring a few cloth ones you can use.
  • Most markets don’t allow dogs, so leave them at home.
  • Have an idea of what is in stock at that time of year, so you know what to expect. Use this map to find out what’s in season where you live.

2. Check the info booth first. If your market has an info booth, check there before you start shopping. The people working can let you know if there are any special things going on that day, like cooking demos.

Certain markets, like the new Champaign Farmers’ Market downtown, have special deals for SNAP users, so it’s always good to check with the info booth. At their market, they will double up to $20 of benefits per person while funds last when you bring your Link card to the market booth!

3. Go early or go late. If you go early, you will have first pick of the freshest and largest selection. If you go late, some farmers will offer discounts to clear out their stock before heading home.

4. Take a lap. Unless you know your market really well, don’t just buy the first things you see. By walking a lap through the market first, you can get the lay of the land, compare prices and selection, and taste samples.

5. Talk to the farmers. The farmers can answer questions about how the food was grown and harvested, talk about why their produce is or is not organic, offer recipes, give info about something you’ve never tasted, or recommend their favorites.

6. Be mindful. It’s considered rude to squeeze stone fruits, like peaches, plums, or tomatoes, because it can bruise them. And it’s considered rude to open husks of corn before buying them, which can actually make them less sweet. Also, look for whole produce, meaning veggies like carrots and beets with their green tops still whole. These will stay fresh longer, and you can make things like pesto sauces with the greens.

7. Take a risk. Sometimes you find things that are new, different, or even strange at the farmer’s market. This is the perfect opportunity to try something new because the farmers can usually give you advice on how best to use it.

8. Bring a friend or the family. Grocery shopping, unlike the farmers market, can feel like a chore. Take people with you to talk and walk with outside, and the farmer’s market instantly becomes a more fun activity. And you can always save money and split certain produce.

9. Keep it simple. When you’re cooking your food at home, go for simple recipes. Because you bought such fresh produce, you should let it shine. Put fresh wild strawberries over a salad or in a breakfast parfait instead of baking them into a cake. If you’re worried you won’t be able to use all of something you bought you can always freeze it and use the rest later. Use this guide from the FDA to make sure you’re storing and washing produce correctly.

10. Find the right market. Many areas have more than one farmers market within driving distance. If you can, test them all. Large farmer’s markets have a lot of energy, selection, and sometimes even dining options, but smaller markets often have good deals. Find the one that works best for you.

Find farmer’s markets near you. Learn more about which ones take SNAP and WIC, or check out this list of all the farmer’s markets that take Illinois Link Benefits.

Up Next:

Do you really understand what you’re getting when you buy organic? We break it down in Organic 101.

And make sure you’re cleaning your fresh fruits and veggies the right way to keep your family safe.