If you or someone you love has had a baby, you know the joys that come with being pregnant. Soon-to-be moms and dads might also be nervous about what their health plan covers.
Heather Miller knows. Her team in our call center gets lots of questions from soon-to-be parents.
And she just gave birth to her son Kolton.
If she didn’t know the ins and outs from working at a health plan, Heather says she would have questions, too.
“My first questions would be, ‘Are my visits covered? What about my sonograms?’” she said.
Here’s what Heather says members need to know.
Before the baby is born, we cover:
- Doctor’s office visits
- Lab work
After the baby is born, we cover:
- Being in the hospital (48 hours, or 96 hours after a C-section)
- Most lab work
- Follow-up visits
New parents typically have 31 days to add their newborn to their plan. Once they have, the baby is covered beginning on the date of birth.
Heather says to review your policy or log in at YourHealthAlliance.org for more details. If you still have questions, call the number on the back of your ID card.
“You’ll feel a little less nervous when you know what your plan covers before you start setting up those pre-baby visits,” she said.